And finally, the growing use of smart phones will drive online applications for personal use. The first thing to go is Outlook. Why use Outlook, when Gmail gives you a superior mobile e-mail experience and superior antivirus protection for both desktop and cell phone and, unlike Outlook and the extra antivirus protection needed when you use it, it's free?

The idea of storing personal documents online and using online applications is especially appealing to users with smart phones, especially when the same applications can be used on both PC and phone.

It's going to be an amazing year for personal technology. Call 2007 "The Year of the Super Toy."

Mike Elgan is a technology writer and former editor of Windows Magazine. He can be reached at mike.elgan@elgan.com or his blog, therawfeed.com.