For consumers, Wisniewski recommended using the Chrome browser in an Android device or Apple Safari in the iPhone for sensitive transactions, when possible. The browsers have more reliable SSL implementations then apps.

In addition, people should avoid using public Wi-Fi networks for making purchases with a credit or debit card or accessing online banking, since most MITM attacks occur on such networks.

The latest research adds to the . Because apps can be sold and distributed by anyone, a significant number have been found to be malware capable of stealing data, sending texts to paid services and distributing spam.

Despite the risks, wireless carriers and Android device makers continue to do , recent studies show.

in CSOonline's Wireless/Mobile Security section.