Schmidt said that through its mobile RDC system USAA cleared 1.5 million checks valued at $1 billion as as of July, 2010. "That's 1.5 million checks that they never had to touch," he said. "It allows you to outsource almost all your check scanning to the consumers themselves."

Lucas Mearian covers storage, disaster recovery and business continuity, financial services infrastructure and health care IT for Computerworld. Follow Lucas on Twitter at or subscribe to . His e-mail address is .

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