"They're not just for PayPal anymore," Schmidt continued, pointing to Chase, Fifth Third Bank, USAA, U.S. Bank and Mercantile Bank as institutions that have deployed P2P mobile apps.

When polled as to whether their financial services firms have deployed mobile banking, payments and/or RDC, 14% of the audience indicated they've deployed none of them.

Forty-six percent were split evenly between having deployed only mobile banking (23%) and mobile banking, mobile payments and remote deposit capture, or RDC, (23%), while 31% said they'd deployed mobile banking and payments. The remainder of those polled said they'd only deployed mobile banking and RDC or just online payments.

RDC allows corporate financial services customers and consumers to take a photo of or scan a check and transmit the image over a secure network to a bank for posting and clearing.

PayPal is currently considering an RDC application, while USAA deployed their mobile app two years ago.