The Grant One Day "Terms and Conditions" listed a membership fee of $94.89, however, in contrast to the previous site's charge of $79.95. The language regarding the "vigorous" fighting of all refund requests was still present.

By Monday, Jeff's Grant Blog was linking to yet another site, federalgovernmentgrantsolutions.com, whose "Terms and Conditions" indicated it was operated by a company called JRS Media Solutions. This time the membership offer wasn't buried in the terms; it was in small print under the button for submitting credit card information, and involved signing up for not one but three subscription services with monthly fees.

But the terms still contained a surprise: By submitting an order, the user would be agreeing that any complaint they had with JRS would be brought in the Phillippines. The terms also specified that by submitting personal information, the user was agreeing that "JRS Media Solutions, its associates, sponsors and co-sponsors of this offer may contact you by means of telephone, e-mail or other sources of marketing, even if your number is found on a do not call registry or listed on an opt out list pursuant to the CAN-SPAM Act." A Google search for "JRS Media" turned up in .

Digging Deeper

The original "Terms and Conditions" document--that is, the one for Financial Crisis Grant, LLC--listed a contact address in Orem, Utah, for Financial Crisis Grant. Doing a Google search led me to four other business names operating at the same address: Economic Crisis Grant, USB Grants, My Grant Drive, and EZ Grant Source. Each has its own Web site with essentially the same configuration and offer. In addition to the Utah address, at the time of this writing, three of the five businesses I found on Friday listed a jurisdiction address in the Mediterranean nation of Cyprus.