ANZ announced last week that it's trialling an NFC-based mobile wallet for Android phones as part of a . The trial includes 25 ANZ employees and the bank aims to make NFC available to customers in mid-2013.

"While NFC is likely to play an important role in facilitating further mobile technology developments, it is only one component," Clarke said.

"We're certainly taking NFC into consideration when designing our native applications to enable us to adapt to and take advantage of the capability when it does become a reality, however our focus at this stage is on providing a top-notch mobile banking service for our customers using the best technology available right now."