Mark Pullen, country manager of RSA Security, said enterprises are not ready for the security threats of the future. By 2010, says Pullen, industries like retail, construction and finished goods will have to deal with the same online nasties that plague online banking today - and most won't be ready.

"It will take bankruptcy for many organizations to take security seriously," Pullen says.

"In 37 months time I think there will be a public company either forced into chapter 11 (US bankruptcy code) or forced into bankruptcy in Australia because of a security breach that either resulted in goods being stolen from them or an incident with such an impact a company is forced to shut down," he said.

"People are not ready for these threats," he added.

According to Pullen, when it comes to threats like phishing and malware, the enterprise's greatest enemy is time - the time between when an e-mail is sent out and when online fraud is committed.