Even Apple users, notorious for their willingness to pay a premium for a perceived value, have not flocked to MobileMe in massive numbers. If Apple lowers the barriers of entry back to "free,"--as iTools was in its early days-- and delights its users with a great experience, it will no doubt end up making more from iCloud than with the current "pay before you get in" model for MobileMe.

Integrate iWork.co

Remember when site, designed to offer online sharing of documents created with its Pages word processor, Numbers spreadsheet and Keynote presentations? Don't worry; neither does Apple, judging by the way the service has stagnated recently.

But the property could be a very valuable addition to iCloud--providing an easy way for business users to share key documents, including decent support for iPhone and iPad users.

And online document sharing would be a welcome addition, too. Otherwise, iWork.com remains irrelevant against a variety of online document sharing and collaboration tools, most notably Google Docs.