Now, though, the company's changing its tune. Got your phone a little too damp? Don't sweat it, Apple says. Just call your local Apple Store, make an appointment with the , and go in to get a discounted replacement.

The deal, as explained to me by an Apple Store representative: You shell out US$199, get a model of the same generation, and avoid having to sign up for a new contract. The phone could be new or refurbished -- but, unlike your current one, it'll work. And, unlike with the policies of the past, you won't be signing your cellular life away for another two years.

If all else fails, you can always spring for the . It'll protect your iPhone under 300 feet of water, so unless you are one absurdly sweaty son-of-a-gun, you should be safe.

For further reading:

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