Accepting mobile payments will not only connect you with these crucial early adopters who are looking to pay with their phones, it will also paint you as tech savvy and ahead of the game. You can bet people will take notice when a customer swipes his phone to buy her morning coffee.

The Isis partnership and the billions of dollars in mobile sales should be enough of a hint to entice any small businesses to begin accepting mobile payments. Some have argued that it's still very early, that these partnerships will shift and no clear leader or leaders have yet emerged.

And while I don't dispute the claim, my last point about perception and early adoption should be compelling enough to get businesses to begin offering a mobile payment option. Even if thousands of dollars don't immediately begin streaming into your business via mobile, you may get a couple early users, and you never know where it will lead.