3. Blu-ray Bucks

Netflix subscribers who request Blu-ray movies will be hit with extra charges starting in November. The movie-by-mail company recently tacked on a for users who rent high-def discs. You can opt out if you want, but not ponying up the extra dollar means no more Blu-ray discs for you.

4. Electric Charge

Keeping your gadgets juiced may already be costing you more than in the recent past. Four months ago, USA Today reported that utilities across the United States were poised to raise their rates for electricity . The reason? The utilities want to recoup fuel costs, build new power plants to meet higher demand, and update old power grids. So if you use a computer or other electronics at home, you're probably seeing a higher monthly bill.

5. Tricky Travel