Use this information to create your own development plan, and remain current in the technologies and business processes that are important to your company. For those individuals not currently working, the process is similar. Rather than looking internally, look more broadly to identify the current and future technologies being used to enable the industry you're interested in, and build your plan accordingly.

I also can't say enough about reading. Read industry and trade publications to learn how innovative companies are using technology to create competitive advantage. Learn about hot skills as well as technology issues that may be presenting broad challenges across organizations, like security is today. Armed with this information, focus on areas that are both appealing to you and in high demand.

Another positive consideration for those of us over 50 is workforce demographics. The workforce in America and other industrialized nations is aging. As baby boomers age, companies will look for ways to retain their institutional knowledge. To keep older workers engaged, many companies are offering flexible work schedules, opportunities for remote work, and part-time and contract options. In looking for employment, you may want to keep these nontraditional opportunities in mind.

I'm just starting my career in IT. Other than programming, what's a good IT job to start with? -- C.K.

Look for jobs that will provide opportunities to learn about your business and industry. Regardless of your functional area, the more you know about the business you are in, the better equipped you will be to help your company leverage technology to achieve its goals.