Keith Bachman of BMO threw a monkey wrench into everyone’s predictions by dismissing the idea of a cheap iPhone and predicting a single, full-featured model - the iPhone 4S.

Keith, Keith, Keith. That kind of prediction is going to win you any caps-laden headlines over at Business Insider.

Word has it Microsoft is in order to fight the iPad. Oookay, seems like a good time to fight the iPad might have been, oh, year instead of next year.

To get the inside scoop, it’s time for another chat with our friend the Winotaur.