How to Protect Your Laptop

13.03.2012

You can find that will cover your laptop being stolen, lost, or dropped.

The first place to check is with the : Many companies offer extra insurance (for an extra fee, naturally). You can also check with the store you purchased the laptop from--retailers like Best Buy typically sell extended warranties. Keep in mind, though, that sometimes offer accident protection but rarely provide theft protection, so you may want to skip these plans if your main fear is losing your laptop.

If you can't get your laptop adequately insured by the manufacturer or by the store you purchased it from, take a look at your renter's or homeowner's insurance. Many renter's and homeowner's policies insure all of your private property, no matter where it is when it's stolen. These policies vary greatly, but usually they are limited to theft, vandalism, fire, and flooding--not accidental coffee spills or a fall from a windowsill.

If you use your laptop primarily for business purposes, your business's insurance policy may also cover it.

Beyond those options, if you still can't find the coverage you want, you can always consult third-party laptop and electronics insurance companies. These services offer the most comprehensive coverage for a notebook, though they can be expensive if your machine is already covered under another insurance policy. offers stand-alone notebook insurance that covers everything from theft and vandalism to cracked screens, accidental damage, and liquid spills.