learn all our brains will hold about business, money, spending, debt and economics. You know, cuz knowledge is power, and cuz the generation above us never bothered to manage their checkbook. Or just pay their credit card bills.

dig a 80' x 120' x 11' foot hole in the ground; line and roof the hole with 6" thick plates of steel; stock the refuge with bottled water, non-perishable goods and board games; and wait for the Four Horsemen of the Apocalypse to arrive, at which point we will sing loudly to conceal the screams and crackles of burning flesh.

The second option is tempting, no doubt, but frankly I lack the basic understanding of power tools necessary to build a birdhouse, let alone a fallout shelter. So the second option, at least in my case, is off the table.

Us non-crafty folk need to learn economics, no other way around it. Now if like you're like me, someone who took college as a time to study cheap beer and video games, then it's safe to say you know little about trading stocks or opening a small business. Or maybe you do, maybe you were an overachiever.

But for my certain type of person, which, correct me if I'm wrong, constitutes most of you sitting at your computer reading this, I hereby provide what I like to call...