"Westpac is committed to embedding mobile payments and progressive payment solutions including NFC into all aspects of our core business," Babus said.

Westpac is testing NFC as customers use mobile more and more for payments, Babus said. "Westpac currently has 200,000 customers who only use mobile banking," and no other channel, she said. "NFC is one of these important solutions that Westpac is working on to satisfy this demand."

A Westpac NFC trial with and "is continuing and progressing well," and the bank expects to roll out NFC "more broadly" in 2013, Babus said.

"It is definitely meeting our learning expectations with the feedback from participants on their experiences and expectations of an NFC mobile payment solution helping to define the next step in our journey and the final product offering."