Sounds crazy, I know. I loathe, despise, and detest toolbars. On the flipside, I'm a serious cheapskate, so I'm always looking for ways to save money.

About a year ago I wrote about one of my favorite ways: . Just start your online shopping at the Ebates portal, then collect a rebate that could range anywhere from 1-15% of your purchase price -- occasionally even more.

Of course, the "hassle" in all this is the need to visit Ebates before you shop -- or backpedal to it if you've gotten as far as a store's checkout page and realized you've forgotten to grab your rebate.

The simplifies all that. For starters, it saves you from having to visit the Ebates site in advance and search for the store you want. Instead, just head to any given store, and if there's a cash-back option, you'll see it below the toolbar along with a "click to activate" option.

Click that link and you're off to the races. That's way less hassle than going to Ebates proper, searching for the store, clicking through, and all that.